Blog 4 minutes

E-commerce digital maturity: From 1.0 to AI-powered 5.0

Sana Editorial Team
June 12, 2025
Person holding a credit card while filling out an online checkout form on a laptop, illustrating modern e-commerce.

Thirty years ago, getting a PDF catalogue onto a dial-up website felt revolutionary. In 2025, your buyers expect an AI co-pilot to configure a custom order at 2 a.m. without a single email thread. Somewhere between those two extremes sits your business – and your next growth ceiling.

This guide maps e-commerce digital maturity through five clear stages, from the static web catalogue (1.0) to the autonomous, predictive commerce of tomorrow (5.0). For each stage you’ll see: 

  • What it looks like in practice
  • Why customers care, backed by 2023-25 data
  • The KPI that signals you’re ready for the next step
  • A quick win you can tackle this quarter

Use it as a scorecard, a roadmap and a springboard for the conversations that move sales, IT and leadership in the same direction. Because in 2025, standing still online isn’t safe — it’s invisible.

Stage 1 – E-commerce 1.0: “Just get online”

In the mid-1990s the win was simply putting a catalogue on the web. For most B2B firms that meant replicating phone- or fax-based ordering in a browser.

  • Static catalogues and PDF price lists.
  • Nightly batch uploads from the ERP; no real-time data.
  • Orders still re-keyed by admin staff.
  • Single success metric: can a customer place an order without calling us?

Why it still matters: for long-tail or slow-moving SKUs, a searchable list is still the fastest path to revenue.

IT professional works on his computer

E-commerce 2.0: “Self-service or bust”

Between roughly 2005 and 2020 buyers started demanding the same 24/7 convenience they enjoy as consumers.

  • Self-service is the default. 75% of B2B buyers now prefer a rep-free sales experience.
  • Everything must be doable online. 74% expect to do anything digitally that they could do in-person or by phone.
  • Re-ordering lives online. Two-thirds of buyers place initial orders on a supplier’s site and 79% use the portal for repeat purchases.
  • Switching is easy. The same survey found 74% will jump to a competitor if that competitor’s web store is smoother.
  • Research happens without you. Buyers are 57-70% through their evaluation before they ever talk to sales

Stage 3 – E-commerce 3.0: “Integrated & data-driven”

2015-2023 was all about wiring the web store to ERP, PIM and CRM so customers (and reps) see one version of the truth.

  • Companies that integrate ERP with e-commerce drive 62% more sales across channels.
  • Lack of integration leaves money on the table: respondents estimate a 13% revenue drag when digital tools aren’t helpful.
  • “Front-runner” firms post 2× faster YoY e-commerce growth and 70% retention vs. 49% for laggards.
  • They’re also 1.8× likelier to report higher customer satisfaction and 1.4× likelier to gain customer trust.

We’re now beginning to see the different phases of e-commerce digital maturity overlap. As the benefits of automation: real-time inventory, price and order-status data; become clearer, expectations and digital agility evolve.

grow e-commerce

Stage 4 – E-commerce 4.0: “Composable, intelligent, autonomous”

From 2023 onward, the conversation shifts to API-first, headless (MACH) architecture that swaps components in weeks, not years.

72% of retailers (and a growing slice of B2B) already run some form of composable commerce.

The movement is near-universal: 99% have adopted or plan to adopt a composable approach.

Budgets follow intent: 79% plan to increase MACH investment in the next 12 months.

Pay-off is clear: 83% of firms that implemented MACH report positive ROI.

Stage 5 – What’s next? Predictive & immersive commerce (E-commerce 5.0)

Emerging tech will turn buying into an autonomous, context-aware service embedded in devices, apps and products themselves.

  • Machine customers (AI agents and connected devices) will influence or execute $30 trillion in purchases by 2030 and generate 21% of corporate revenue.
  • IoT is a B2B goldmine: McKinsey pegs the 2030 value at $5.5-$12.6 trillion, with 65% coming from B2B settings.
  • Digital twins and mixed-reality product trials will cut returns and speed configuration for complex SKUs.
  • Expect buying triggers embedded in service apps, maintenance sensors and even invoices.
coworkers look at their computer screen

Where are you on the curve?

Want to discuss how Sana Commerce Cloud can help you leapfrog to Stage 3 and beyond?

Talk to an expert today.